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 Welcome to DavidPoitier.com When You Expect Excellence In Lending! 

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First Time Homebuyers

Buying your first home can be an exciting time and a step towards gaining equity in a home instead of losing money each month by paying rent. As a first time home buyer you look into options for buying, you may feel overwhelmed with the large variety of loan options available, and it's easy to wonder which is the loan for you. With our First-Time Home Buyers programs, we can specifically design a custom mortgage loan quote to meet your special needs and goals. The first step for the first time home buyer is to go through the pre-qualification process, please give me a call or complete your loan appliction online to get started.

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Stop Renting & Own!

I've helped thousands of families stop paying rent and begin earning equity and tax deductions associated with owning real estate. I utilize the most effective First-Time Home Buyers Programs, Grants, Down-Payment Assistance Programs along with FHA & VA government loans. I can tell you with the utmost confidence that your current rent payments is helping your landlord pay down their mortgage and build equity. Why not do this for yourself and your family? Please allow me the opportunity to make a positive difference in your families financial well being. To start the firing process for you landlord please give me a call.

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Federal Housing Administration (FHA)

The Federal Housing Administration (FHA) has been creating homeownership opportunities since 1934. In over 70 years, it has opened the door to homeownership for more than 35 million families. Today FHA plays a critical role in financing for first time home buyers, refinancing borrowers have troubled credit history, and borrowers with have little money to put down on a house. FHA is Easier, Faster and Works Better for Homebuyers and Real Estate Professional than ever before.

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Mortgage Programs

Whatever your financial situation: If you are self-employed or salaried, short time on job with changing fields, retired or on disability. Pacor Mortgage Corporation  has the programs to provide the flexibility you need to get the mortgage you want. We also offer the best commercial financial anywhere. Whether you are looking to buy a home, refinance your existing home, get a home improvement loan, or consolidate your debts, we have a loan program to fit your needs, FHA and VA Government loans, Investor loans, Commercial financing and non-traditional loans. With all the mortgage programs available please give me a call to see what program is right for you.

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Refinance & Mortgage Planning

Mortgage planning is a strategy to empower you so you can control your mortgage payments, lower your monthly payments by potentially hundreds or thousands of dollars, and show you how to utilize your mortgage as a tool to achieve your overall financial goals. With the current state of the real estate market and steady decline in property values, mortgage planning is essential to take control for your financial future. You can trust us to utilize FHA, VA, Conventional or Commercial financing to help you lower your monthly cost. No matter where you live Chicago, downstate Illinois or across country we can help plan the most cost effective mortgage.

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VA Loans for Veterans

A VA loan is one of the only loan programs that still allows a Veteran borrower to finance 100% of the home's value with $0 money down. Because VA loans are backed by the government banks do not require PMI (private mortgage insurance), an added monthly expense required for conventional loan where the borrower finances more than 80% of the home's value. 

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Commercial Loans

Today more than ever commercial real estate remains to be a major investment opportunity. With a customized commercial loan you can start building your net worth very quickly and we are here with you every step of the way. With over 30 commercial lending sources we can provided you with the most competitive commercial loans available in the Chicago-land area and throughout the nation. You can count on me to close your commercial loans transactions quickly. I'm your Chicago Commercial Loan Advisor ready to assist you no matter what your commercial financing needs are. Please give me a call to go over commercial financing options.

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Pacor Mortgage Corp.

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Improve Credit

Credit is so much more than a piece of plastic, and the resources on this site DavidPoitier.com can help you become a more savvy consumer. Almost every day, your involved in some type of financial transaction requiring an educated decision. This site has information for you, whether you're shopping for mortgage or auto loan, checking the accuracy of your credit report, dealing with debt collectors, or looking for ways to protect your personal financial information. If you have any questions please contact us to assist you with all your credit improvement needs. Ask about our Rapid Rescore Program.

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Live Video Conference

Coming Soon!

Meet me David Poitier live on your computer screen to go over financing options or to complete your mortgage applicaion online. 

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Click to Start Video Conference